Save up to 60% on your Insurance

Zen Insure - Do it the Zen Way
  • Dedicated Claim Support
  • Flexible Payment Terms
  • Fast Policy Issuance
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Insurance We Offer

  • Car Premium Starting at ₱ 7,000
  • Motorcycle Premium Starting at ₱ 4,000
  • Truck Premium Starting at ₱ 10,500
  • CTPL Premium Starting at ₱ 300

Zen Insure Benefits

Our insurance goes beyond standard protection to give you complete peace of mind

Get Insurance Quotes Best Deals for you
Flexible Payment Options

Pay your way with easy monthly installments or one-time full payment — choose what suits your budget and convenience.

Best Deals in the Market

Get quick, summarized quotes with unbeatable rates and top-tier service from trusted providers - all in one place.

100% Transparent

No hidden fees. No surprises. You only pay what you see - simple, clear, and honest pricing.

More Insurers, More Options

Compare multiple insurers, rates, and promos instantly. More options mean better chances of finding the perfect car insurance for you.

Insurance Premium Calculator

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Happy

Customers

Their Stories. Your Assurance

  • Received my e-policy without any hassle. The process was quick, smooth, and efficient. I’m very satisfied with the overall experience. Definitely a 5-star service I’d recommend to anyone looking for reliable and easy insurance handling.

  • I want to commend Ms. Charlotte Fiegalan for her excellent service. She was warm, responsive, and very helpful throughout my car insurance application. Thank you for making the process smooth and pleasant. Great job!

  • Policy received promptly! Ena provided fast and accurate support, making the process effortless. I truly appreciated the professionalism and responsiveness shown. Excellent service from start to finish, definitely a 5-star experience I’d happily repeat!

  • Ms. Charlotte Fiegalan was very professional and helpful during our insurance claim. Her accurate updates and quick responses made a difficult process manageable. I’m very thankful for her support and would highly recommend her.

  • Ms. Charlotte has delivered consistent, outstanding support since 2017. She’s accommodating, professional, and dedicated before and after every transaction. Her service continues to exceed expectations. Highly recommended!

  • Grateful for Ms. Thelma Doria Palisoc’s help, her consistent follow-ups and care made renewing my policy easy. She remains one big reason I stay with ONA. Excellent service every time!

About Zen Insure

Zen Insure operates under OTO Insurance Agency Inc. and is the exclusive insurance partner of Carmudi Philippines. As the insurance brand of the CarDekho Southeast Asia Group, it focuses on digital convenience, delivering a seamless experience across policy issuance, renewals, and claims for today’s online-first customers.

Why Choose Zen Insure?
  • 100% Digital, Hassle-Free Experience
  • Fast Policy Issuance & Claims
  • Competitive Rates
  • Access to Multiple Insurance Partners
20,000+
Happy Customers
  • 20K+ Happy Smiles
  • 4.8 Rated on Google
  • 2K+ Claims Served

Insurance Partner Brands

We are Certified and Accredited

insurance broker

Zen Insure (operated under OTO Insurance Agency Corporation) is a licensed insurance broker regulated by the Insurance Commission of the Philippines.

IC Reg. No.: 1861074-7080529-200013
securities commission

Zen Insure is also officially registered with the Securities and Exchange Commission (SEC) in the Philippines under OTO Insurance Agency Corporation.

SEC Reg. No.: 2024040144280-02

Why Insurance Is Important?

Repair Cost Cover

Covers the cost of repairs or the total write-off of your vehicle.

On-Road Assistance

Immediate support for roadside emergencies like towing, jump-starts, and flat tire assistance.

Natural Disaster Protection

Provides support with legal procedures in case of third-party disputes or accidents.

Theft Protection

Get financial compensation if your vehicle is stolen - so you’re not left without support in times of loss.

Have a Question? We’re Here to Help

Our friendly customer support team is like your extended family - always ready to listen. Speak your heart out; they’ll give you their full attention and work to resolve your concerns. Give us a call, request a callback, or drop us an email - we’re here for you.

customersupport@zeninsure.ph General Enquiries
+63 917 804 5253 Customer Sales Enquiries

Everything You Want to Know

How quickly can I get my policy issued through Zen Insure?

We offer one of the fastest policy issuance processes in the Philippines. Most policies are issued within just a few hours after your documents are verified and payment is completed.

What types of vehicles does Zen Insure cover?

We cover all kinds of Cars, Motorcycles, and Trucks. We also offer CTPL insurance - a legal requirement for all vehicle owners.

How much can I save with Zen Insure?

You can save up to 60% on your car insurance renewal compared to traditional market rates, thanks to our strong partnerships and tech-driven efficiencies.

Can I choose monthly payments instead of a full upfront payment?

Yes! Zen Insure offers flexible payment options - choose between easy monthly installments or a one-time full payment, whichever suits you best.

What makes Zen Insure different from other insurance providers?

We’re 100% digital, focused on fast service, personalized claims support, and affordable insurance plans tailored for today’s online-savvy and intelligent customers. We also offer complete backend support for mortgaged vehicles.

What documents do I need to get insured?

Generally, you need a valid government ID, your OR/CR for the vehicle, and a copy of your previous insurance (if applicable). Our team will guide you step-by-step. For new vehicles, we just need the sales invoice, rest our team will take care of.

How can I get assistance if I have a claim?

We offer dedicated VIP concierge support - our claims desk personally assists you through every step of the process to ensure a quick and hassle-free experience - a complete Zen experience. We also provide a personalized online claim tracker, the first of its kind in the country.

Is Zen Insure available across the Philippines?

Yes! Whether you’re in Manila, Cebu, Davao, or any part of the Philippines, you can access Zen Insure’s services easily online or via phone or in person.

Insurance Tips, Trends & Stories

Discover Why More Filipinos Trust Zen Insure for Their Motor Insurance Needs

Zen Insure operates under OTO Insurance Agency Inc. and is the exclusive insurance partner of Carmudi Philippines. As the insurance brand of the CarDekho Southeast Asia Group, Zen Insure brings a fresh, digital-first approach to vehicle insurance — making it simple, fast, and affordable. Focused on delivering unbeatable convenience, Zen Insure ensures a seamless experience across policy issuance, renewals, and claims for today’s online-first customers.

With Zen Insure, you can save up to 60% on your car insurance renewal or buying a new vehicle policy, get policies issued super quick, and enjoy dedicated claims support when you need it most. Whether you’re driving a family car, a motorcycle, or a heavy-duty truck, we offer tailored insurance solutions that fit your needs and budget. Even if you’re just looking for CTPL to meet legal requirements, we’ve got you covered - with premiums starting as low as ₱300.

At Zen Insure, we believe that getting insured shouldn’t be complicated. That’s why we provide flexible payment options, allowing you to pay monthly or in full, whichever suits your budget. Our tech-powered platform makes it easy for you to calculate your premium, customize your coverage, and get your policy issued - all online, with no unnecessary paperwork or delays.

Our benefits go beyond affordability. We are committed to offering the Fastest Turnaround Times (TAT) for issuance and claims, giving you complete peace of mind.

Zen Insure is built for Filipinos who want hassle-free insurance without the long waits, hidden fees, bloated premiums, or lack of transparent payment processes or payment options often found elsewhere. Whether you’re in Metro Manila, Cebu, Davao, or anywhere else in the Philippines, we make insurance accessible at your fingertips with our tech-first solutions.

Ready to experience insurance made simple?

Get your free quote today with Zen Insure - your fast, easy, and affordable insurance partner giving you a complete piece of mind.

Zen Insure - Do it the Zen Way

Zero hassle. Easy. Nationwide

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